How would you invest $10,000 given to you tax-free? Despite the fact that it is highly unprobable that somebody will just randomly gift you this amount of money, it is a very interesting question to ask as the answer reveals a lot about the problems and wishes of a person.

Well, as this infographic shows, some 27 percent of all Americans asked in a survey conducted by LendEDU, would pay down their debt first. Secondly, they would invest in real estate and if anything is left, they would rather add it in their savings account than put it in their children’s education.

However, there are high disparities on how to invest a $10,000 check. Whilst millennials are more open to converting their money into cryptocurrency (9.2%), Baby boomers would rather stash their money on a savings account which comes with more security of investment but also with much smaller interest rates.