The Small Business Owner’s Guide to Excel (Infographic)

We have all used Excel to open and make small changes to spreadsheet documents in the past. It has a whole host of powerful features to offer small business owners though. This infographic from Headway Capital serves as a small business guide to Excel:

Realogy Holdings Corp. Changes its 2020 Annual Meeting of Stockholders to a Virtual-Only Format

Madison, NJ – April 6, 2020 (PRNewswire) Realogy Holdings Corp. (NYSE: RLGY) announced today that the location of the 2020 Annual Meeting of Stockholders of Realogy Holdings Corp. (the “Annual Meeting”) has been changed to a virtual only meeting in light of public health and safety concerns related to the coronavirus (COVID-19) pandemic and recommendations and orders from federal and New Jersey authorities. Stockholders will not be able to attend the Annual Meeting in person.

As previously announced, the Annual Meeting will be held on Wednesday, May 6, 2020 at 9:00 a.m., Eastern Daylight Time.  The virtual Annual Meeting will be hosted at www.meetingcenter.io/237732452 (which we call the Annual Meeting Website). The password for the Annual Meeting Website is RLGY2020 (Meeting ID 237732452).

Stockholders of record at the close of business on March 10, 2020 (the record date for the Annual Meeting) may virtually join the Annual Meeting by going to the Annual Meeting Website and entering the meeting password and the control number found on their proxy card.

Stockholders who held their shares through a broker, bank or other nominee on the record date for the Annual Meeting (also called beneficial holders) must register in advance to participate in the Annual Meeting. To register, beneficial holders must first obtain a legal proxy, executed in their favor, from their broker, bank or other nominee. Proof of such legal proxy (e.g., a forwarded email from the beneficial holder’s broker, bank or other nominee with the legal proxy attached, or an image of the legal proxy attached to the email) must be sent via email to Computershare at legalproxy@computershare.com and labelled “Legal Proxy” in the subject line. Requests for registration must be received by Computershare no later than 2:00 p.m. EDT, on Friday, May 1, 2020. Beneficial holders will receive a confirmation of registration, with a control number, by email from Computershare and may virtually join the Annual Meeting by going to the Annual Meeting Website and entering their control number and the meeting password. Beneficial holders who do not register in advance may also join as a “guest” in listen-only mode by going to the Annual Meeting Website and entering their name and email.

Stockholders of record and registered beneficial owners will be able to ask questions and vote during the Annual Meeting by following the instructions on the Annual Meeting website.

The proxy materials contain necessary information about the matters on which stockholders are being asked to vote. The proxy card included with the proxy statement furnished to stockholders beginning on March 17, 2020 will not be updated to reflect the change in location and can continue to be used by stockholders to vote their shares in connection with the Annual Meeting.

All stockholders are urged to vote and submit proxies in advance of the Annual Meeting by one of the methods described in the Annual Meeting proxy materials. Stockholders who have already submitted voting instructions do not need to take any action unless such stockholder wishes to change or revoke their vote.

The proxy statement for the Annual Meeting, Notice of Change of Location filed with the SEC today, and Realogy’s 2019 Annual Report are available on the Investor section of the Company’s website at www.realogy.com.

About Realogy Holdings Corp.

Realogy Holdings Corp. (NYSE: RLGY) is the leading and most integrated provider of U.S. residential real estate services, encompassing franchise, brokerage, and title and settlement businesses as well as a mortgage joint venture. Realogy’s diverse brand portfolio includes some of the most recognized names in real estate: Better Homes and Gardens® Real Estate, CENTURY 21®Coldwell Banker®Coldwell Banker Commercial®Corcoran®ERA®, and Sotheby’s International Realty®. Using innovative technology, data and marketing products, best-in-class learning and support services, and high-quality lead generation programs, Realogy fuels the productivity of independent sales agents, helping them build stronger businesses and best serve today’s consumers. Realogy’s affiliated brokerages operate around the world with approximately 189,900 independent sales agents in the United States and more than 112,500 independent sales agents in 113 other countries and territories. Recognized for nine consecutive years as one of the World’s Most Ethical Companies, Realogy has also been designated a Great Place to Work and one of Forbes’ Best Employers for Diversity. Realogy is headquartered in Madison, New Jersey.  

Investor Contacts:Media Contact:
Alicia SwiftTrey Sarten
(973) 407-4669(973) 407-2162
alicia.swift@realogy.comtrey.sarten@realogy.com
Danielle Kloeblen
(973) 407-2148
danielle.kloeblen@realogy.com

New Report from Insurance.com Names the Most and Least Costly ZIP Codes for Home Insurance

Foster City, CA – April 6, 2020 (PRNewswire) The highest homeowners’ insurance rates in the nation belong to ZIP code 33070, home to Islamorada Village of Islands, on Plantation Key in Florida, according to Insurance.com’s analysis of average rates for nearly every ZIP code in the country.

ZIP codes in Louise, Texas and Mobile, Alabama rank second and third, respectively, according to Insurance.com, an independent consumer guide to insurance.

Homeowners can enter a ZIP code in Insurance.com’s average home insurance calculator to see the average premium for the location, as well as the highest and lowest rates from among six insurers. You can get a customized rate by choosing from among 10 coverage levels, so you know what to expect to pay and can see how much you can save by comparing home insurance companies.

Home insurance companies consider many factors when setting rates. Chief among them are your home’s location, which reflects its exposure to hazards, such as storm damage, wild fires, burglaries and so on, your home’s value and the cost to rebuild it, as well as your credit history, in states that allow that practice.

“Rates can fluctuate significantly from state to state, or even neighborhood to neighborhood, depending on how insurers assess the various things they look at,” said Michelle Megna, editorial director of Insurance.com. “That’s why, regardless of where you live, if you don’t compare rates, you can wind up overpaying by hundreds, sometimes thousands, of dollars.”

Top 5 most expensive locations for home insurance rates are:

ZIP CodeStateCity/TownAverage Annual Rate
33070FloridaIslamorada Village of Islands$6,295
77455TexasLouise$5,911
36619AlabamaMobile$5,752
73016OklahomaCashion$4,966
67752KansasQuinter$4,666

The 5 cheapest locations for home insurance are:

ZIP CodeStateCity/TownAverage Annual Rate
96859HawaiiHonolulu$490
93445CaliforniaOceano$881
05404VermontWinooski/Burlington$1,107
20854MarylandPotomac$1,144
77514TexasAnahuac$1,148

Rankings for the priciest ZIP codes were determined by identifying the ZIP code with the highest average rate for home insurance in each state and then listing them in descending order. For the cheapest ZIP codes, rankings were determined by identifying the ZIP code with the least expensive average rate for home insurance and then listing them in ascending order.

For the full insurance guide, survey results and expert tips, you can read an overview here, entitled Average Home Insurance Rates.

Additional resources

About Insurance.com
Insurance.com is owned and operated by QuinStreet, Inc. (Nasdaq: QNST), a pioneer in delivering online marketplace solutions to match searchers with brands in digital media.  QuinStreet is committed to providing consumers and businesses with the information and tools they need to research, find and select the products and brands that meet their needs. Insurance.com is a member of the company’s expert research and publishing division.

Insurance.com is a trusted online resource dedicated to educating consumers on auto, home, health and life insurance, developing relationships directly with carriers to offer consumers comparison rates from multiple companies. Since 2001, Insurance.com’s industry-first online tools, data-based reporting and experienced experts have helped consumers make informed insurance-related decisions, so they can choose the right insurance for their individual needs.

Website:  https://www.insurance.com
Twitter: @InsuranceDotCom
Facebook: https://www.facebook.com/InsuranceDotCom/

Media Contact
For Insurance.com
Liberty Communications for QuinStreet
Rick Judge, 415-429-5652
QuinStreet@libertycomms.com