We’re not there yet on lower owner-occupancy ratios for FHA condo loans. HUD says it needs more input before making it possible to get federally insured financing for buying a unit in a building with a lot of renters.

Other stories look at help for struggling homeowners through the federal HARP program, which allows owners to refinance or even modify their mortgage if they have little or no equity or are underwater.

This video also looks at the last home sales, and includes a message from the NAR president why real estate professionals should vote in upcoming elections. And it looks at a new audio podcast called The Takeaway that provides concrete ideas for agents. The first podcast looks at creating a board of directors for your practice.