In the past, we have shown a variety of bathroom photos, from toilets that are creative, fun, or just plain scary to the most expensive toilet you will ever sit on. Here are some more hilarious bad bathroom MLS photos from our friends at Bad MLS Photos for you to enjoy. 🙂
For our other ‘Just For Fun’ posts click here.
Source: Statista
One of the skills required in 21st century work-life is the ability of distinguishing legitimate emails from malicious ones. Ignoring hundreds of spam mails every month is one thing but dealing with malware and ransomware attacks that could cost your company millions in damages is an entirely different ballgame.
According to Symantec’s latest Internet Security Threat Report, 55 percent of emails received by employees in 2018 were categorized as spam and 1 in 412 emails was considered malicious, i.e. potentially harmful.
The following chart, based on Symantec’s findings, shows which subjects, attachments and keywords are most often used in malicious mails and should be considered red flags to vigilant employees.
Washington, D.C. – August 7, 2020 (nar.realtor) Legislation introduced by Senators Doug Jones (D-AL) and Cory Gardner (R-CO) is being recognized as a critical component of the national effort to address the barriers to first-time homeownership in America. The National Association of Realtors®, which previously submitted a letter(link is external) in support of the legislation, expressed optimism that the American Dream Down Payment Act and other similar proposals to address housing affordability would continue gaining momentum on Capitol Hill.
“The resiliency of our residential real estate market has been one of the few bright spots of America’s economy during this pandemic, but numerous would-be homebuyers are finding it difficult or impossible to save the money needed for a down payment on a home,” said NAR President Vince Malta, broker at Malta & Co., Inc., in San Francisco, CA. “This is especially discouraging given record-low interest rates are making it easier for aspiring homeowners to afford monthly mortgage payments.
“Modeled on the very popular 529 education savings account concept, the American Dream Down Payment Act would allow savings for the down payment of a principal residence to grow tax-free, offering a responsible and commonsense approach to the multi-faceted problem of housing affordability in America.”
In its letter sent Monday(link is external) to Senators Jones and Gardner, NAR relayed hope that these accounts could serve as a tangible resource to aspiring homeowners who have been unable to save sufficient funds for a down payment. According to the Urban Institute, two-thirds of renters have identified the inability to save for a down payment as an obstacle to homeownership.
“We appreciate your initiative in putting forth a reasonable proposal that should attract support from your colleagues as well as the growing population of those for whom down payment assistance would help open the door to their all-important first home purchase,” Malta wrote to the lawmakers.
As described by Senators Jones and Gardner, the American Dream Down Payment Act would:
The National Association of Realtors® is America’s largest trade association, representing more than 1.4 million members involved in all aspects of the residential and commercial real estate industries.